At Joint Shares, we are committed to delivering secure, compliant, and client-focused financial services—from personal lending to institutional investments
Aenean pretium condimentum ornare. Curabitur
Create customized strategies to address your unique banking and investment needs.
Engage with experienced professionals to guide your financial decisions and planning.
Pinpoint potential financial risks and opportunities to maximize your returns and minimize losses.
Bespoke financing for company asset purchases — equipment, fleets, real estate, intellectual property, and large capital assets. Joint Shares Investment Holdings (JS) structures acquisition facilities that align with your balance sheet strategy, tax planning and operational timelines.
3% fixed interest · 1–15 year tenors · Luxembourg-based confidentiality · Global clients in 130+ countries
Heavy machinery, production lines, process equipment — financing that respects useful life and depreciation schedules.
Trucks, delivery fleets, maritime equipment — lease or purchase funding with flexible amortization.
Acquisition financing for warehouses, retail assets, office blocks — structured for CAPEX, refinance and expansion.
Purchase and licensing financing for patents, software platforms and digital assets with milestone-based disbursements.
Bundled asset acquisitions, roll-up financings and multi-asset tranches with waterfall repayment and priority structures.
Standard acquisition where JS provides term financing to buy identified assets. Ideal where title transfer is immediate and asset value is straightforward to appraise.
A structured lease with purchase option at term end. Useful for high-cost equipment where tax and accounting treatment is considered.
Co-financing with equipment vendors to smooth CAPEX outflows and link payments to delivery milestones.
Financing through a special-purpose vehicle or holding company to ring-fence assets and optimize tax & risk allocation.
Estimate value, straight-line depreciation and finance-ready amortization to align payments with asset life.
Use straight-line depreciation for simple cases. JS can model declining-balance or custom schedules on request. The financeable amount depends on valuation, asset class, and sponsor strength.
| Amount | €1,200,000 |
| Interest | Fixed 3% p.a. |
| Term | 8 years — amortizing |
| Repayment | Monthly amortization |
| Security | Fleet hypothecation; no personal recourse for qualified corporate borrowers |
Structured with 70% senior tranche and 30% mezzanine; IP valued via discounted cash flow and escrow for license transfer.
| Senior | €315,000 — fixed 3% — 6yr amort. |
| Mezzanine | €135,000 — 3% + equity kicker / PIK |
| Escrow | IP assignment into escrow pending transfer & milestone validation |
A multi-stage asset acquisition to modernise a regional agricultural cooperative's machinery fleet. JS provided staged disbursements, vendor escrow and extended warranty financing. The structure included a lease-to-own option and a purchase discount at final acceptance.
Rapid deployment finance to replace ageing vehicles. A 5-year amortizing senior facility with residual value protection and guaranteed buy-back arrangements with OEM partner.
Financing of specialised hardware for a colocation provider. Complex equipment with integrated service contracts required conditional disbursement and escrow for software licensing transfer.
Amortizing 7yr, vendor credit integration.
Green financing with political risk cover.
Strict compliance; escrowed validation tests.
Staggered delivery and seasonal amortization.
| Feature | Asset Purchase (JS) | Lease-to-Own | Vendor Credit |
|---|---|---|---|
| Ownership | Immediate | At option / end of lease | Varies |
| Balance sheet | Asset on balance sheet | Often off-balance (depending) | May be vendor liability |
| Customization | High | Medium | High (negotiable) |
| Credit checks | Standard JS underwriting | Lessor underwriting | Vendor policy |
| Speed | Days — weeks | Weeks | Fast, often immediate |
Complete the intake and securely upload documents. All uploads are encrypted and processed under Luxembourg privacy rules.
Joint Shares Investment Holdings operates within applicable international and Luxembourg regulatory frameworks. When financing asset acquisitions we undertake thorough AML, KYC, sanctions and beneficial ownership reviews. All client data is processed in accordance with GDPR and stored under secure, encrypted systems.
Files uploaded via our portal are encrypted at rest and in transit. JS does not sell client data; disclosures are only made in compliance with legal obligations or client consent.
Cross-border asset purchases may have tax implications. Clients should seek local tax counsel to understand VAT, customs duties, withholding tax and transfer pricing effects.
All counterparties, beneficial owners, and vendor parties are screened against international sanctions lists prior to funding.
“JS made our procurement seamless — timely funds and clear covenants. Delivery was escrowed and escrow released on successful acceptance.”
“The team coordinated vendor financing and insurance so the project could start on time — excellent local partner network.”
“Confidential handling under Luxembourg standards was crucial for our cross-border acquisition.”
Contact Joint Shares Investment Holdings for a confidential term conversation and asset-specific modelling. Our team will assign a corporate advisor with asset-class experience.
Beyond Banking — We Build Futures.