At Joint Shares, we are committed to delivering secure, compliant, and client-focused financial services—from personal lending to institutional investments
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Create customized strategies to address your unique banking and investment needs.
Engage with experienced professionals to guide your financial decisions and planning.
Pinpoint potential financial risks and opportunities to maximize your returns and minimize losses.
Convert outstanding invoices into instant cash without waiting for payment terms.
Fast approval process ensures you get funds quickly to meet operational needs.
We prioritize your business confidentiality with advanced data security protocols.
Serving businesses in 130+ countries with flexible, non-collateral loans.
Invoice discounting is a powerful financial tool that allows your business to convert unpaid invoices into immediate working capital. At Joint Shares Investment Holdings (JS), we understand that waiting for clients to pay can slow down your growth and limit operational flexibility. That’s why we offer competitive invoice discounting solutions with an attractive 3% interest rate per year, available globally and with no collateral requirements.
Unlike traditional loans, invoice discounting enables you to leverage your existing sales invoices as assets, providing liquidity without increasing your debts or risking personal assets. Our process is simple, fast, and designed to protect your privacy and business data, in line with Luxembourg’s top-tier financial confidentiality standards.
We proudly serve a diverse clientele spanning over 130 countries across all seven continents, bringing our five years of certified lending expertise to businesses of all sizes. Our dedicated support team offers 24/7 assistance, ensuring your experience is smooth from application to fund disbursement.
Beyond Banking — We Build Futures.
