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At Joint Shares, we are committed to delivering secure, compliant, and client-focused financial services—from personal lending to institutional investments

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+352-698-555-193
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[email protected]

Corporate Financing

Strategic capital solutions for corporations, holding companies, joint ventures and large-scale projects. Joint Shares Investment Holdings (JS) provides tailored, confidential corporate financing — structured debt, syndicated loans, capital injections, bridge financing, and bespoke capital markets tools — at a competitive 3% annual rate.

Company: Joint Shares Investment Holdings (JS) • Based in Luxembourg • Email: [email protected] • Phone: +352-698-555-193

Fixed Rate 3% p.a.
1–15 Year Terms
No Collateral Option
Global Clients — 130+ Countries
Start Your Corporate Application Speak to an Advisor

Corporate Financing — At a Glance

Our Corporate Financing suite is built for medium-size and large enterprises seeking growth capital, acquisition financing, balance-sheet restructuring, liquidity for M&A, and working capital to scale operations. We integrate Luxembourg’s robust banking confidentiality and international compliance to ensure both privacy and regulatory integrity.

  • Products: Senior loans, mezzanine finance, bridge loans, syndicated facilities, revolving credit facilities, structured leasing.
  • Specialty: Cross-border financing, multi-currency funding, and offshore structuring in compliance with EU & Luxembourg frameworks.
  • Minimums: Scalable from €100k to multi-million euro facilities (tailored).

Typical Use Cases

  1. Acquisition financing for cross-border M&A.
  2. Working capital lines to bridge seasonal/lumpy inflows.
  3. Bridge financing between fundraises or invoice realisations.
  4. Refinancing and debt consolidation for optimized interest cost.
  5. Capital injections for greenfield expansion or new product lines.

Senior Corporate Loan

3% Fixed

A secured or unsecured senior facility for capital expenditures, working capital and strategic initiatives. Typically amortizing with flexible covenants and transparent fees.

  • Tenors: 1 — 15 years
  • Repayment: Amortizing, bullet, or custom schedule
  • Currency: EUR, USD, GBP, and other major currencies
Request Senior Loan
senior loan
bridge loan

Bridge Financing

Short-term liquidity to cover the period between two financial events — commonly used for acquisitions, transaction closing gaps, or temporary working capital needs.

  • Flexible drawdown schedules
  • Early repayment with pre-agreed terms
  • Structured to convert into long-term facilities where needed
Request Bridge Financing

Syndicated Facilities & Mezzanine

For larger transactions we arrange syndicated packages and mezzanine capital to optimize leverage while preserving equity positions. We coordinate lead arrangers, escrow setups and trustee services as required.

  • Institutional-grade documentation
  • Multi-party syndication and risk sharing
  • Custom covenant packages and waterfall cash flow structures
Inquire Syndication
syndicated loans

Structuring Options & Illustrative Term Sheets

Senior Loan Bridge Loan Mezzanine Syndicated

Sample Senior Loan Term Sheet (Illustrative)

Borrower[Borrower Name / Holding Co]
Facility TypeTerm Loan — Senior
AmountEUR [amount] (negotiable)
InterestFixed 3% p.a. (or equivalent floating + spread)
Tenor1 — 15 years (amortizing/bullet options)
SecurityNegotiable — unsecured option available for qualified borrowers
FeesArrangement, commitment, and arrangement agent fees (detailed in facility agreement)

Sample Bridge Loan Term Sheet (Illustrative)

Short-term bridging facility intended to provide liquidity pending closing of a transaction, asset sale or equity injection. Usually convertible or repayable on conversion event.

Interest3% p.a. (or negotiated premium for liquidity)
RepaymentRepayable on closing, conversion, or fixed maturity
ConversionOptional: convert to term loan or equity on agreed terms

Mezzanine / Subordinated Term Sample

Subordinated capital that complements senior facilities — typically includes deferred interest components, PIK (payment-in-kind) options, and equity kicker.

  • Interest: 3% base + potential PIK or equity conversion.
  • Security: Subordinated to senior lenders.
  • Use: Growth capital, buyout support, or equity gap funding.

Syndicated Facilities Overview

We coordinate multi-lender syndications with lead arrangers, facility agents and trustee roles — ideal for large financings where risk distribution is optimal.

  1. Lead arranger and underwriting commitments
  2. Agent bank administration
  3. Tranche structuring and waterfall mechanics

Corporate Financing Calculator (Estimate)

Estimate monthly payments and total interest for illustrative corporate term financing.

Monthly Payment
Total Interest
Total Repayable

Application Requirements & Secure Upload

To start your corporate financing application we require a limited set of documents depending on the product. For convenience we offer a secure upload portal and an ID verification stage where company signatories can submit corporate documents and capture ID images (photo of ID held next to face) — encrypted end-to-end and stored under Luxembourg privacy rules.

All uploads are encrypted. By uploading you consent to our secure review process. For complex financings additional due diligence and KYC is required.

Risk Management & Security

JS applies institutional risk frameworks and modern security protocols to protect borrower data and financial flows. We follow strict internal credit assessment procedures, AML and KYC checks consistent with EU and Luxembourg regulation, and maintain robust separation of duties for transaction approvals.

Security Features

  • End-to-end encryption for all online uploads and communications.
  • Two-factor authentication for administrative portals.
  • ISO-aligned data governance and retention policies.
  • Confidential client rooms for sensitive contract negotiation.

Privacy & Client Secrecy

Based in Luxembourg, JS embraces the country’s deep tradition of privacy within applicable law. We do not disclose client information except as required by international treaties, judicial orders, or where clients have provided explicit consent. We treat client privacy as a fundamental service and do not charge extra for enhanced confidentiality — it is a core part of our offering.

Case Studies & Client Testimonials

case1

Global Manufacturer — €3.2M Facility

JS structured a syndicated facility to refinance existing debt and fund a new production line. Quick underwriting, clear covenants and coordinated syndication resulted in a smooth closing within 28 days.

CEO — Manufacturing Group, Germany
case2

Retail Chain — Bridge to IPO

JS provided bridge financing which later converted into an IPO facility. Confidential handling and structured compliance were key differentiators.

CFO — Retail Group, Spain
case3

Tech Platform — Working Capital Line

Rapid onboarding and a flexible revolver enabled our client to capitalise on a season of rapid user growth. JS's global support team worked across timezones to meet tight deadlines.

Founder — Tech Platform, Singapore

How JS Corporate Financing Compares

Feature Joint Shares (JS) Traditional Bank Private Lender
Speed to FundsFast (days–weeks)Slow (weeks–months)Fast but costlier
Privacy / ConfidentialityHigh (Luxembourg)Standard (varies)Low–Medium
Collateral OptionsFlexible (no collateral option)Often requiredOften required
International Reach130+ countriesRegional/global (varies)Limited
Interest TransparencyTransparent fixed or structuredVariable pricingHigh variability

Gallery

team boardroom signing data-center logistics pos

Regulatory & Legal Notes

Joint Shares Investment Holdings is committed to full compliance with applicable laws and regulatory standards across jurisdictions in which we operate. Our Luxembourg base provides a strong legal framework for secure corporate services and cross-border finance. Below are essential considerations when entering into a corporate financing agreement:

Key Legal Considerations

  1. Jurisdiction & Governing Law — Facility agreements specify governing law. Many corporate financings use Luxembourg or English law depending on borrower and lender preference.
  2. Security & Priority — If security is granted, details of ranking and enforcement procedures are clearly defined to protect all parties.
  3. Sanctions & Export Controls — Borrowers must comply with applicable sanctions lists and export control obligations; JS conducts screening in line with international standards.
  4. Data Protection — Client data processing is performed with GDPR-aligned safeguards and data minimisation principles.
  5. Tax & Withholding — Cross-border payments may be subject to withholding or other tax considerations; clients should seek professional tax advice.

JS will provide a detailed legal term sheet and a list of required corporate governance documents as part of the pre-contractual due diligence.

Frequently Asked Questions — Corporate Financing

How long does the approval process take?
Typical turnaround for initial term proposals is 3–14 business days depending on complexity. Syndications and structured financings may take longer due to multi-party coordination.
Can JS lend to companies outside Luxembourg?
Yes — we provide global financing and cross-border solutions, subject to regulatory checks and jurisdictional constraints. We have experience working with clients in 130+ countries.
What does "no collateral" mean for corporate loans?
In certain cases JS can offer unsecured facilities based on strong cashflow, revenue visibility, or sponsor strength. This is subject to credit assessment and may be limited to qualified borrowers.
Is client confidentiality guaranteed?
We adhere to Luxembourg confidentiality norms within the law. While we commit to high privacy standards, disclosure may be required under local regulations, judicial orders, or international legal instruments.

Start an Application — Corporate Intake

Complete the short form below and our corporate advisory team will contact you within 48 hours to begin a confidential assessment.

Contact Advisor

Global Footprint

JS has executed financings with clients and partners across Europe, Asia, Africa, the Americas and Oceania. We operate with regional partners and advisors to ensure local compliance and effective on-the-ground support.

Luxembourg
Head Office: Luxembourg City
Europe Support
Regional Partners: London, Frankfurt
Asia-Pacific
Regional Partner: Singapore
Africa
Local Advisors: Johannesburg, Lagos

Value-Added Services & Add-ons

FX Hedging

Hedge currency exposure on multi-currency facilities with structured forwards and options.

Escrow & Trustee

Escrow arrangements for M&A, and trustee services for syndicated deals.

Insurance & Political Risk Cover

Access to partner insurers for credit and political risk mitigation in exposed markets.

Tax Structuring Support

Work with tax advisors to optimise cross-border interest withholding and treaty efficiency.

Resources & Sample Documents

Sample Facility Agreement (PDF) Indicative Term Sheet (XLS) KYC Checklist (PDF) Compliance & AML Guide

Market Perspectives & Strategy Notes

Corporates today operate in an environment of evolving macro conditions. Interest rate cycles, commodity price volatility, and geopolitical shifts create both risk and opportunity. Our corporate advisory analyzes client-specific exposures and recommends tailored financing structures — for example, pairing a low-interest fixed senior loan with FX hedging to stabilize cashflows in multi-currency revenue streams.

Strategic Financing Patterns

  1. Hedged Long-Term Capital: For exporters we recommend fixed-rate capital matched with forward FX hedges to stabilise margins.
  2. Layered Funding: Combining senior term loans with mezzanine can preserve equity while enabling growth.
  3. Working Capital Optimization: Revolving credit lines and receivables financing reduce dependency on cash reserves.

For bespoke strategy, schedule a strategy workshop with our advisors. We provide scenario analysis, stress testing and covenant modelling as part of our advisory offering.

Ready to discuss Corporate Financing?

Contact Joint Shares Investment Holdings for a confidential consultation. We will assign a corporate advisor to your case and start with a non-binding term conversation.

Apply Now Request Callback Email Enquiries
Quick Contact
Joint Shares Investment Holdings
Email: [email protected]
Phone: +352-698-555-193
Location: Luxembourg City
Work Process

Our Solution Process

01
Analyze Your Financial Challenges

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02
Develop Tailored Financial Solutions

Create customized strategies to address your unique banking and investment needs.

03
Consultation with Banking & Investment Experts

Engage with experienced professionals to guide your financial decisions and planning.

04
Identify Key Risks and Opportunities

Pinpoint potential financial risks and opportunities to maximize your returns and minimize losses.