Light Dark
Bank Login Loan Portal My Insurance Investor Access Track Payment Reward Point Credit Tools Tax & Compliance KYC & AML Security Center API Support Fraud Report

At Joint Shares, we are committed to delivering secure, compliant, and client-focused financial services—from personal lending to institutional investments

Let's Talk Finance

Call Now
+352-698-555-193
Quick Email
[email protected]
Critical illness awareness

Critical Illness Insurance Cover Plan

Protect Yourself and Your Loved Ones with Comprehensive Critical Illness Coverage from Joint Shares Investment Holdings (JS)

Life is unpredictable. A critical illness diagnosis can profoundly affect not only your health but also your financial security. At Joint Shares Investment Holdings (JS), we provide an all-encompassing Critical Illness Insurance Cover Plan tailored to give you peace of mind during life’s most challenging moments.

Our plan delivers a lump sum benefit upon diagnosis of specified critical illnesses, allowing you to focus on recovery without worrying about mounting medical bills or lost income. With JS, your protection extends beyond healthcare — safeguarding your lifestyle, your family’s future, and your financial independence.

Based in Luxembourg and operating globally, JS offers unmatched commitment to client confidentiality, swift claims processing, and personalized service — making us the preferred partner for critical illness insurance worldwide.

Key Features of JS Critical Illness Insurance

Protection icon

Comprehensive Coverage

Covers 40+ major critical illnesses including cancer, heart attack, stroke, kidney failure, and more.

Money support

Lump Sum Payout

Receive a tax-free lump sum on diagnosis to cover treatment, recovery, and any personal expenses.

Support team

24/7 Dedicated Support

Our expert team provides round-the-clock support and assistance throughout your claim journey.

Global reach

Worldwide Coverage

No matter where you live, JS’s policies ensure you get protection backed by a Luxembourg-based global insurer.

Privacy and security

Privacy & Data Security

Your medical and personal data is protected by stringent Luxembourg banking privacy standards.

Simple process

Easy Application

Streamlined digital process with minimal paperwork — get covered quickly and conveniently.

Hospital patient with nurse Doctor consulting patient Supportive team meeting Man discussing insurance plan Happy family Digital insurance services

How JS Critical Illness Insurance Works

Our Critical Illness Insurance Cover Plan is designed to be straightforward and client-focused, offering fast and reliable financial support when you need it most.

Client Experiences with JS Critical Illness Cover

“After my heart attack, JS’s critical illness insurance payout was a lifesaver. It helped me cover my medical expenses and focus on recovery without financial worries.”

— James K., Business Owner

“JS was quick and professional when I needed to claim for my cancer treatment. The support team was with me every step of the way.”

— Anna L., Teacher

“I highly recommend JS for anyone seeking reliable critical illness insurance with excellent customer service and a clear claims process.”

— Michael D., Engineer

Frequently Asked Questions

What illnesses are covered? JS Critical Illness Insurance covers a comprehensive list including cancer, heart attack, stroke, multiple sclerosis, kidney failure, and many more.
Is there a waiting period before coverage starts? Most plans have a waiting period of 30 to 90 days, designed to prevent fraud while protecting genuine claimants.
Can I apply if I have pre-existing conditions? Pre-existing conditions may be subject to specific underwriting guidelines; our advisors will guide you on eligibility and best options.
How fast is the claims process? JS prides itself on rapid claim settlements, often completing within days, thanks to a streamlined digital claims system.
Can I customize my coverage? Yes, JS offers flexible plans to adjust coverage amounts, premiums, and add-ons according to your needs.
Secure Your Critical Illness Insurance Plan Today
Work Process

Our Solution Process

01
Analyze Your Financial Challenges

Aenean pretium condimentum ornare. Curabitur

02
Develop Tailored Financial Solutions

Create customized strategies to address your unique banking and investment needs.

03
Consultation with Banking & Investment Experts

Engage with experienced professionals to guide your financial decisions and planning.

04
Identify Key Risks and Opportunities

Pinpoint potential financial risks and opportunities to maximize your returns and minimize losses.