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At Joint Shares, we are committed to delivering secure, compliant, and client-focused financial services—from personal lending to institutional investments

Let's Talk Finance

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+352-698-555-193
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[email protected]
Work Process

Our Solution Process

01
Analyze Your Financial Challenges

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02
Develop Tailored Financial Solutions

Create customized strategies to address your unique banking and investment needs.

03
Consultation with Banking & Investment Experts

Engage with experienced professionals to guide your financial decisions and planning.

04
Identify Key Risks and Opportunities

Pinpoint potential financial risks and opportunities to maximize your returns and minimize losses.

Global Transaction Banking Solutions

Streamlined payment, collection, and liquidity management for businesses of all sizes

Optimize Your Cash Flow

Transaction Banking Excellence from Luxembourg

At Joint Shares Investment Holdings (JS), we provide sophisticated transaction banking services that empower businesses to manage their financial operations with unmatched efficiency. Our Luxembourg-based solutions combine European banking stability with global reach, offering seamless cross-border transactions and advanced cash management tools.

Whether you're a growing SME or an established corporation, our transaction banking platform delivers the security, speed, and flexibility your business requires in today's interconnected economy.

Transaction Banking

Our Transaction Banking Solutions

Payments & Collections

Efficient domestic and international payment processing with competitive fees and real-time tracking capabilities.

  • SEPA & SWIFT transfers
  • Bulk payment processing
  • Automated collections

Cash Management

Comprehensive tools to optimize your liquidity position and working capital efficiency.

  • Multi-currency pooling
  • Cash flow forecasting
  • Automated sweeping

Trade Finance

Secure solutions to facilitate international trade and mitigate cross-border transaction risks.

  • Letters of Credit
  • Documentary Collections
  • Trade credit insurance

The JS Advantage in Transaction Banking

Single European Payment Area (SEPA) Access

Process EUR payments across 36 countries as easily as domestic transactions with our SEPA Direct participation.

Real-Time Reporting

Our digital platform provides 24/7 access to transaction data, balance information, and customizable reports.

API Integration

Connect your ERP or accounting systems directly to our banking platform for seamless financial operations.

Transaction Banking Platform Features

24/7 Access
Multi-level Security
Multi-currency
Multi-user Access
Custom Alerts
e-Invoicing

Industry-Specific Solutions

Import/Export Businesses

Specialized trade finance solutions and currency hedging to manage international supply chains.

Technology Firms

High-volume payment processing and subscription billing management for SaaS companies.

Retail & eCommerce

Integrated payment gateways and cross-border settlement solutions.

Financial Services

Escrow services, client money accounts, and regulatory-compliant structures.

International Corporations

Centralized treasury management for multinational operations.

Digital Banking Platform

Advanced Digital Platform

Our proprietary transaction banking platform combines robust functionality with intuitive design:

Mobile Optimized

Full functionality on iOS and Android devices with biometric login options.

ERP Integration

Pre-built connectors for SAP, Oracle, Microsoft Dynamics, and other major systems.

AI-Powered Analytics

Predictive cash flow analysis and intelligent payment routing suggestions.

Transparent Pricing Structure

Starter

€99/month

For small businesses with basic needs

  • Up to 50 transactions/month
  • 2 user accounts
  • SEPA transfers included
  • Basic reporting
Get Started

Enterprise

Custom

For large corporations

  • Unlimited transactions
  • Unlimited users
  • Dedicated account manager
  • Full API access
Contact Sales

All plans include 24/7 customer support and EU deposit protection. Additional transaction fees may apply.

Success Stories

Global Manufacturer Streamlines Payments

Challenge: A European industrial equipment manufacturer with suppliers in 15 countries faced complex payment processes and high transaction costs.

Solution: JS implemented a centralized payment hub with automated currency conversion, reducing processing time by 65% and saving €120,000 annually in bank fees.

65%
Faster Processing
€120K
Annual Savings

eCommerce Platform Expands Globally

Challenge: A fast-growing online retailer needed to accept payments in multiple currencies and pay international vendors efficiently.

Solution: Our multi-currency accounts with automated payout solutions enabled seamless expansion into 8 new markets within 6 months.

8
New Markets
6
Months

Ready to Transform Your Transaction Banking?

Our Luxembourg-based experts are ready to design the perfect solution for your business needs.

Transaction Banking FAQs

Unlike traditional banks, we specialize exclusively in transaction banking services, offering more sophisticated tools, better integration capabilities, and dedicated support teams. Our Luxembourg base provides EU banking benefits with global reach, and our technology platform is designed specifically for business financial operations rather than retrofitted from retail banking systems.

Security is our top priority. We employ bank-grade 256-bit encryption, multi-factor authentication, and transaction signing. Our systems are ISO 27001 certified and undergo regular penetration testing. Luxembourg's strict financial regulations provide an additional layer of oversight and protection for your funds.

Yes, our platform offers pre-built integrations with all major accounting and ERP systems including QuickBooks, Xero, SAP, Oracle, and Microsoft Dynamics. We also provide a robust API for custom integrations. Our implementation team will work with your IT department to ensure seamless connectivity.

We support all major trading currencies (USD, EUR, GBP, JPY, etc.) and many emerging market currencies. Our system currently handles transactions in 48 currencies with the ability to hold balances in 22 currencies. Special arrangements can be made for additional currencies based on your business needs.