At Joint Shares, we are committed to delivering secure, compliant, and client-focused financial services—from personal lending to institutional investments
At Joint Shares, we are committed to delivering secure, compliant, and client-focused financial services—from personal lending to institutional investments
Recast your capital structure with Joint Shares Investment Holdings (JS). Whether lowering coupon costs, extending maturities, consolidating multiple facilities, or converting short-term pressure into sustainable long-term finance — our Luxembourg-based team delivers discreet, structured refinancing solutions for corporates worldwide.
Company: Joint Shares Investment Holdings (JS) • Based in Luxembourg • Email: [email protected] • Phone: +352-698-555-193
We combine banking partners, private lenders and capital markets tools to deliver discreet, efficient outcomes.
| Action | When to Use | Timeline | Outcome |
|---|---|---|---|
| Refinance | Replace existing debt with new terms (lower rate/longer term) | Days–Weeks | Lower cost & improved maturity profile |
| Rollover | Short-term extension of existing facility | Days | Temporary relief, often higher fees |
| Restructuring | Renegotiate covenants, payment terms, sometimes include haircuts | Weeks–Months | Long-term viability, may involve creditors' consent |
Estimate annual interest savings when replacing an existing loan with a lower-rate facility. This is illustrative; actual outcomes depend on fees, prepayment penalties and precise amortization schedules.
Typical timeline: simple refis in days–weeks; complex restructurings may require multi-party negotiation and take longer.
Consolidated three facilities into a single 7-year amortising facility at fixed 3.25% saving ~€420k p.a. in interest and improving covenant headroom.
Short-term bridge converted into a structured term facility post-funding round; allowed smoother cash management during scale-up.
Renegotiated covenants and amortization schedule to align with seasonal cashflow, avoiding forced asset sales during peak season.
| Feature | Joint Shares (JS) | Traditional Bank | Private Lender |
|---|---|---|---|
| Speed | Fast to moderate | Slower (longer approvals) | Fast but higher cost |
| Privacy | High (Luxembourg confidentiality) | Standard; regulated disclosures | Varies |
| Flexibility | High (tailored structures) | Standardised products | Custom but costly |
| Cross-border | Designed for multi-jurisdiction deals | Possible, subject to branches | Limited |
Fill the short intake form and upload supporting documents. We will assign a structuring advisor and provide an indicative term sheet.
JS operates from Luxembourg and respects its tradition of secure corporate services while complying with EU and international regulation. We employ strict data governance, encryption and role-based access controls. Confidential client rooms and encrypted document channels are standard for refinancing engagements.
Contact Joint Shares Investment Holdings for a confidential discussion. We'll assign a structuring advisor and provide a non-binding term conversation to begin.
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